You might have noticed that this month my overall portfolio hasn’t increased by €200 like it usually does but by €100. The reason is that I wanted to have the amount I have totally invested to be a nice round €1000. (Yes, I do have such quirks)
A total investment of €1000 might not sound like a lot, and I am definitely not pretending it to be so. I do, however, consider it as a good beginning for me as it has not been a long time since I began investing (And tbh, I don’t make enough to be able to invest thousands each month anyway)
Overall I’ve invested +€100.00 in September
+€100.00 in Crowdestor
By the 1st of October 2019, my portfolio stands at the value of €1032.32
Total income is at €32.32. I could go out and pay my electricity bill for a month here in Estonia if I were to cash out now
September income in total was €6.82 (Up from €6.42 of last month)
I’ll break it down by the platforms.
Grupeer happened to be the first platform for me to put money on.
I might add more to my Grupeer balance in the near future as Mintos’s current state is not very promising even though I believe the return rates will get back up to decent rates
So far the €100.00 I put in it has generated +€4.97 income.
Mintos has been slowing down recently in terms of interest rates and while it definitely saddens me, I believe it’s going to pick up in upcoming months. I’ve put €200.00 in it overall. So far it has generated +€8.52
There’s nothing to be unhappy about the current state with Envestio. Envestio holds the majority of my investments and so far none of the projects has missed any payments
There’s a +€5.00 income bonus that comes as a result of registering through my referral code and if you also want to receive €5.00 Bonus on your first deposit + 0.5% cashback on all your investments during the first 270 days you can use this link to register
Crowdestor is not doing bad either. If every project I invested in the platform goes smoothly, I’m looking at an average interest rate of 19.23% which would be a dream for any passive investor
What’s going to happen in October
I am planning to continue increasing my exposure to the investments as I become more confident in the performance of the platforms. Just like last month, I am planning to add €200.00 in my portfolio. Where it’ll go towards will largely depend on if I stumble upon a good signing bonus or a good campaign on any of the platforms I am currently on. You can let me know about the platforms of your preference as well, just add a comment below
And I am also hoping to write more blog posts that are not income reports, so will try to make time for those
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