Who am I?

I’m Elmar, a 24 years old software engineer living in Estonia who is in the beginnings of his personal journey towards financial freedom

I’ll be documenting here every step of my path, be it success or failure, towards my path of becoming my own Investment Hero, hopefully helping those who stumble upon this blog and myself


The first goal for my investment portfolio is to reach a level of income where it’ll be enough to sustain my current lifestyle without relying on a salary.
Let’s call the first goal 1.000€/month for simplicity

Why blog?

  • To share my experience with all of you in hopes it helps others begin their journey towards Financial independence
  • Hold myself responsible on my own path towards becoming financially independent
  • Get comments and communication from you on things I can do better that would help towards becoming successful on this long journey
  • I love writing and sharing knowledge I consider useful!

Investment types

Although I don’t have any loyalty to one platform or a type of investment, my current investment strategy relies heavily on P2P money lending platforms. I’ll make sure to share updates on the blog when and if I consider diversifying

Investment amount

I don’t have a huge sum saved or a salary which gives me the freedom to invest a lot, so my strategy is to be very careful about where I put my money in
You can see my current portfolio value here, and I plan to invest at least 200€/month shared between different investment platforms


The whole reason I have decided to start this blog is that there are not enough resources online showing the full personal story of someone investing their hard earned money and all the work that goes into it.
That’s why I believe it’d be hypocritical of me if I wasn’t fully transparent with you about every detail relating to my experiences with investing. I’ll share what brought me success and I’ll share what was a failure, and you can educate me as well about the things you have better knowledge about


The information you read on this blog is not investment advice
I’m not associated with any of the investment platforms I use.

The blog contains affiliate links. If the information you have gotten from my blog has helped you, you can use those links which will give you and me some small bonus


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Feel free to contact me via [email protected]

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